The AI squad that's already reviewing your finances

If you run a small business, you're probably the accountant on Mondays, the tax advisor when a deadline is coming up, and the pricing manager whenever a customer asks for a discount. Not because you want to, but because there's no budget to hire five different specialists. The problem is that each of those decisions — what to charge, when to file, how to grow without running out of cash — needs a different lens, and you only have one head and a few hours a day.

That's what the AI financial squad inside Miscostosfijos is for: five AI agents, each focused on a different part of your business, working on your real data.

Five specialists, not one generic assistant

Instead of a single "assistant" that tries to answer a bit of everything, the squad splits into concrete roles:

• CRO (growth): looks at your revenue and helps you think through where to grow with what you already have.
• CFO: watches overall financial health — cash, margin, debt — with the same logic a finance director would use.
• Tax advisor: calibrated to your company's country and tax regime, to help you keep track of deadlines and key concepts (always as support, never the final word: for tax matters it's best to confirm your specific case with your accountant or advisor).
• Pricing manager: checks your prices against your real costs, not against a hunch.
• Accountant: organizes the operational side, the part that usually eats up the most administrative time.

Each one looks at your business from its own angle, but all of them start from the same information: your transactions, your fixed costs, your receivables and payables, already organized inside the platform.

Your data never leaves the platform

Something we get asked often: these agents are trained with your information and with external context relevant to your sector and country, but your financial information never leaves Miscostosfijos. It isn't sent to third parties or used outside the purpose of analyzing your own business. The idea isn't to expose your numbers — it's that those numbers, which are already there, connected, work for you instead of sitting idle in a spreadsheet.

What you get every month

Every month, the squad leaves you a playbook with clear milestones: not a twenty-page report nobody reads, but a few concrete points on what to check or adjust. For example, signals like "your margin dropped in this product line" or "this recurring expense could be renegotiated" (this is only an illustrative example of how the information is presented, not a real figure from any business).

The difference compared to looking at your numbers yourself once a month — if you even get to it — is that the squad reviews them every day, without forgetting or leaving it for "whenever there's time."

It doesn't replace your judgment, it supports it

No AI agent knows your business the way you do: your relationship with your customers, your high season, the supplier who does you a favor when you need it. The squad doesn't decide for you, nor does it replace the advice of an accountant or lawyer when the matter calls for it. What it does is put in front of you, using your own data, the information that would normally take hours to put together — or that you simply don't review for lack of time — so the final decision, which is always yours, is better informed.

If you're running your finances by eye and feel like you're missing that "team" to review the numbers with you, you can try it at no cost. Start your free 7-day trial at app.miscostosfijos.com/register and let the squad review your first month.